Pensions
Pensions
The concept of pensions and retirement planning go hand in hand. Pensions remain the cornerstone of most people’s retirement security and offer many tax incentives that propel them above other savings vehicles and investment strategies.
Pension freedom rules announced in the Budget of 2014 and implemented in 2015 have given people more flexibility than ever before in accessing their pension benefits. This has presented many planning opportunities for clients and a number of PIA planners have specialist pension technical knowledge.
In addition to setting up appropriate pension strategies we advise a number of our clients on complex pension issues such as:
- Lifetime Allowance planning
- Effective Annual Allowance planning and strategies to enhance funding limits
- Estate planning and using pensions to tax efficiently pass wealth down generations
- Using pensions to purchase commercial property through Self Invested Personal Pensions (SIPPs)
- Advising on Small Self Administered Schemes (SSASs)
- Use of pensions in business succession planning
- And much more
Pension advice forms part of our complete financial planning process and is never provided in isolation. In order to provide true lifestyle financial planning, we consider a client’s overall situation and aspirations.
What People Say
Professor Carl Chinn
I have every confidence in the professionalism and integrity of the team at PIA.
Mr Webb
Without you I don’t think we would have achieved what we have. The effort you put in on our behalf was simply outstanding…to me this was outside of the professional assistance I would expect!
Mr Hunter
Thank you very much…your expertise is still a great help to me in these troubling financial times.
Mr Brown
PIA have always provided me with thoughtful, timely advice.
Mrs Henley
I have been a client of PIA for many years and could not recommend their service highly enough.
Mr Edwards
I have been fortunate enough to build some assets during my life, but the advice PIA have provided has ensured that these assets are now invested appropriately and protected for my children. I am very happy with the service.
